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STATE DECLARATIONS/SPECIAL TEXT REQUIREMENTS

THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT; ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

We are required under certain State Laws to notify consumers of those States of the following rights. This list does not contain a complete list of the rights consumers have under Federal and State Laws.

ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

As required by law, you are hereby notified that a negative credit report reflected on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Nonprofit credit counseling may be available in your area.

ADDITIONAL INFORMATION FOR COLORADO RESIDENTS:
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

Name of Agency: One Advantage, LLC formally known as Firstsource Advantage, LLC

Toll-free Telephone Number: 800-650-1776

Local Office Location:
80 Garden Center, Suite 3, Building B
Broomfield, CO 80020
Tel: (303) 920-4763

Mailing Address:
1232 W. State Road 2
LaPorte, IN 46350

ADDITIONAL INFORMATION FOR MAINE RESIDENTS:

Hours of Operation:
8:00 AM to 4:30 PM Monday through Friday, Central Time Zone

Physical Address:
1232 W. State Road 2
LaPorte, IN 46350

Toll-free Telephone Number: 800-650-1776

ADDITIONAL INFORMATION FOR MASSACHUSETTS RESIDENTS:
NOTICE OF IMPORTANT RIGHTS

YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.

Hours of Operation:
8:00 AM to 4:30 PM Monday through Friday, Central Time Zone

Toll-free Telephone Number: 800-650-1776

ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS:
This collection agency is licensed by the Minnesota Department of Commerce.

If you feel your concerns have not been addressed, please contact Maria Vargas 800-650-1776 and allow us the opportunity to try to address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General's Office, which can be reached at 651-296-3353 or 1-800-657-3787.

ADDITIONAL INFORMATION FOR NEVADA RESIDENTS:
If you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as an acknowledgement of the debt by you and a waiver by you of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt.

If you do not understand or if you have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.

ADDITIONAL INFORMATION FOR NEW YORK CITY RESIDENTS:
New York City Department of Consumer Affairs License Numbers: Belleville, IL - 2041064; LaPorte, IN - 2041067; Miami, FL - 2041068

ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS:
North Carolina Permit Numbers: Belleville, IL - 112522; LaPorte, IN - 112524; Miami, FL - 112525
Name of Agency: One Advantage, LLC formally known as Firstsource Advantage, LLC

Licensed Location:
1232 W. State Road 2
LaPorte, IN 46350

ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS:
This collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance.

Licensed Location:
1232 W. State Road 2
LaPorte, IN 46350

ADDITIONAL INFORMATION FOR UTAH RESIDENTS:

As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

ADDITIONAL INFORMATION FOR WISCONSIN RESIDENTS:
This collection agency is licensed by the Division of Banking, P. O. Box 7876, Madison, Wisconsin 53707.


Name of Agency: One Advantage, LLC formally known as Firstsource Advantage, LLC

Mailing Address:
1232 W. State Road 2
LaPorte, IN 46350

Toll-free Telephone Number: 800-650-1776

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Employees: One time payment...

 
THIS IS A COMMUNICATION OF A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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